TBD Excelsior Island, Cross Lake, MN 56442 (MLS# 7115888)

TBD Excelsior Island, Cross Lake, MN 56442

$325,000

The Lake reflects off the glass, but gives the illusion you are looking through it.

Excelsior Island is near the center of this photo.

From the lake, it’s hard to see the structure, the black hides in the shadows while the windows reflect the lake as if you are seeing through to the lake on the other side of the island.

Prewired for 120v or solar. Propane direct vent wall furnace included.

Peace and quiet amidst any hustle and bustle of the WFC.

Feels like you’re outside when you are inside.

View from the loft and out the skylight.

Drive out to the island in winter months, located near the snowmobile trails.

Property Type: Land Lot Size (sq. ft.): 23,087 Status: Active

Current Price: $325,000 List Date: 8/07/2026 Last Modified: 8/15/2026

Overview

Description

Once in a lifetime and possibly the most unique opportunity on the Whitefish Chain of Lakes to be offered in a long time. Own your very own piece of paradise, Excelsior Island sits prominently yet obscurely to the west side of Rush Lake, offering 360° views of the water. Sunrises… Sunsets… You can be in the middle of the action, but yet secluded. Included is a 120 ft.² finished and insulated building with an additional 60 ft.² loft, built in 2021, finished in reclaimed mortise & tenon timbers, barn wood, huge windows, wired for electric, vented propane heater. This is a very cool, thoughtfully designed structure with views oriented to the south, the loft facing the East for Sunrises. Sit on the patio or out on the maintenance free dock and enjoy your morning coffee. Wet your line for Crappie, Sunnies, Bass, Walleye, Northern, right off the dock. Stone firepit to grill your catch, roast some marshmallows under the stars and create lasting memories. The whole world turns back i ... (Read more)

Listing Details MLS# 7115888

General Property Information

Comp Sale YN: No
Development: No
Lot Measurement: Acres
Multiple PIDs?: No
Plat Recorded: Yes
Road Btwn WF & Home?: No
Waterfront Frontage: 600
Waterfront YN: Yes
Yearly/Seasonal: Yearly
Zoning: Shoreline, Residential-Single Family
Lot Dimensions: Oval/Round
Acres: 0.53
Lake/Waterfront Name: Rush-Hen
Power Company: Crow Wing Power
Assessment Pending: No
Association Fee: 0

Property Features

Available Utilities: None Connected; Solar Available Development Status: Finished Lot(s) Elevation Highpoint to Waterfront Slope: Gradual Improvements: None Lake Details: Excellent Sand; Undeveloped Land Inclusions: Boat Slip; Deck; Dock; For Sale Sign; Survey; Topographic Map Lock Box Type: None Lot Description: Accessible Shoreline; Island/Peninsula; Property Adjoins Public Land; Tree Coverage - Medium Outbuildings: Bunk House; Other Property SubType: Lake Property; Recreational Road Frontage: None Sellers Terms: Cash Soil Type: Sand Surface Water: Lake Topography: Wooded; High Ground; Level Waterfront Type: Lake Front; Lake View; Dock Waterfront View: Lake; Panoramic; North; South; East; West; See Remarks

Contract Information

Contingency: None
Original List Price: 325000
ListPrice: 325000
Owner is an Agent?: Yes
Auction?: No

Location Tax and Other Information

House Number: TBD
Street Name: Excelsior Island
Postal City: Cross Lake
County: Crow Wing
State: MN
Zip Code: 56442

Assessments

Tax With Assessments: 640
Assessment Balance: 0

Builder Information

Builder Restrictions: Open

More Information

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet: 4-10

Lake Details

Lake Acres: 857
Lake Chain Acreage: 14442
Lake Chain Name: Whitefish
Lake Depth: 105
Excellent Sand: Yes
Undeveloped: Yes

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

Homestead: No

Ownership

Fractional Ownership: No

Public Survey Info

Range#: 27
Section#: 18
Township#: 137

Office/Member Info

Association: GLAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: GOV. LOT 1, SEC 137, TOWNSHIP 18, RANGE 027. Originally 3.1 acres before the Crosslake dam was built.
Listing City: Cross Lake
Map Page: 999
Municipality: Crosslake
School District: Pequot Lakes
School District Phone: 218-568-4996
DNR Lake ID#: 18031100
DNR Lake Classification: General Development
Zip Plus 4: 7033
Property ID Number: 14180670
Tax Year: 2026
Tax Amount: 615
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Once in a lifetime and possibly the most unique opportunity on the Whitefish Chain of Lakes to be offered in a long time. Own your very own piece of paradise, Excelsior Island sits prominently yet obscurely to the west side of Rush Lake, offering 360° views of the water. Sunrises… Sunsets… You can be in the middle of the action, but yet secluded. Included is a 120 ft.² finished and insulated building with an additional 60 ft.² loft, built in 2021, finished in reclaimed mortise & tenon timbers, barn wood, huge windows, wired for electric, vented propane heater. This is a very cool, thoughtfully designed structure with views oriented to the south, the loft facing the East for Sunrises. Sit on the patio or out on the maintenance free dock and enjoy your morning coffee. Wet your line for Crappie, Sunnies, Bass, Walleye, Northern, right off the dock. Stone firepit to grill your catch, roast some marshmallows under the stars and create lasting memories. The whole world turns back in time out here on Excelsior Island. The lake beckons you to join… This could be a very original and unique addition to your short term rental portfolio, adding it additionally to your mainland rental, or get creative. There could be a strong rental revenue opportunity. Everybody dreams of owning an island or at least staying on one for a few days, and now, here is your chance. Nice Sandy swimming all around the island, easy to beach your boats, tie up to the North or South dock, plenty of room for friends to join. No electricity, but might be possible, using solar or battery now. There is a possible building envelope with a variance. Please talk to listing agent and refer to the survey in documents. Do not go out onto the island without an appointment and being with your realtor. Video cameras in place.
Directions: By boat only, reach out to listing agent you need assistance by Boat to do your showing. Located off the eastern tip of Milinda Shores peninsula, and southeast of the Rush Lake channel as you go towards Whitefish Lake, on Rush Lake, Whitefish Chain

Development Status

Finished Lot(s): Yes

Elevation Highpoint to Waterfront Slope

Gradual: Yes

Insurance Fee

Insurance Fee: 0

Lock Box Type

None: Yes

Lot Description

Accessible Shoreline: Yes
Island/Peninsula: Yes
Property Adjoins Public Land: Yes
Tree Coverage - Medium: Yes

Outbuildings

Bunk House: Yes
Other: Yes

Restriction/Covenants

None: Yes

Road Frontage

None: Yes

Sellers Terms

Cash: Yes

Soil Type

Sand: Yes

Topography

Wooded: Yes
High Ground: Yes
Level: Yes

Waterfront Type

Lake Front: Yes
Lake View: Yes
Dock: Yes

Waterfront View

Lake: Yes
Panoramic: Yes
North: Yes
South: Yes
East: Yes
West: Yes
See Remarks: Yes

Available Utilities

None Connected: Yes
Solar Available: Yes

Improvements

None: Yes

Land Inclusions

Boat Slip: Yes
Deck: Yes
Dock: Yes
For Sale Sign: Yes
Survey: Yes
Topographic Map: Yes

Property SubType

Lake Property: Yes
Recreational: Yes

Surface Water

Lake: Yes

Documents

Excelsior Island Survey.pdf ›

Listing Office: Edina Realty, Inc.

Last Updated: August - 15 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.

TBD Excelsior Island, Cross Lake, MN 56442 (MLS# 7115888)