705 W River Street, Monticello, MN 55362 (MLS# 7098345)

705 W River Street, Monticello, MN 55362

$398,500
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,664 Lot Size (sq. ft.): 12,197 Status: Active
Current Price: $398,500 List Date: 6/26/2026 Last Modified: 10/10/2026

Overview

Description

This 4-bedroom, 3-bath Mississippi Riverfront home is certain to impress. Enjoy stunning water and wildlife views from both the main level and the walkout lower level. Recent updates include a maintenance-free deck, owned water softener, new roof, new steel siding, carpet, countertops, dishwasher, and range. Each level offers a full bath. The primary bedroom features a walk-in closet and private half bath. The new maintenance-free deck is huge, and the spacious back patio provides the perfect setting for grilling, entertaining, or unwinding by the large river-facing firepit. With generous living and family rooms, this turnkey, move-in ready home offers comfort, space, and beautiful riverfront living! Schedule your showing today!

Listing Details MLS# 7098345

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
Yes
Road Btwn WF & Home?
No
Waterfront Frontage
68
Waterfront YN
Yes
Year Built
1960
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
2
Bath Half
Yes
Main Floor Total SqFt
1532
Above Grd Total SqFt
1532
Below Grd Total SqFt
1132
Total SqFt
2664
Total Finished Sqft
2664.00
FireplaceYN
Yes
Lake/Waterfront Name
Mississippi River
Style
(SF) Single Family
Foundation Size
1532
Power Company
Xcel Energy
Garage Stalls
2
Lot Dimensions
181 x 68 x197 x 66
Acres
0.28
Assessment Pending
No

Property Features

Accessible: None Air Conditioning: Ductless Amenities Unit: Ceiling Fan(s); Deck; Hardwood Floors; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Panoramic View; Patio; Primary Bedroom Walk-In Closet; Tile Floors; Walk-In Closet Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Basement: Concrete Block; Egress Windows; Full Bath Description: Main Floor Full Bath; 1/2 Primary; Private Primary; Full Basement Construction Status: Previously Owned Dining Room Description: Kitchen/Dining Room; Living/Dining Room Electric: Circuit Breakers Existing Financing: VA Exterior: Brick/Stone; Steel Siding Family Room Characteristics: Family Room; Great Room; Lower Level Fencing: Chain Link; Full; Wood Fireplace Characteristics: Family Room; Wood Burning Foundation: Concrete Block Fuel: Natural Gas Heating: Baseboard; Hot Water Lock Box Type: Combo Lot Description: Tree Coverage - Medium Parking Characteristics: Tuckunder Garage Road Frontage: City Street Roof: Age 8 Years or Less; Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; Rural Development; VA Sewer: City Sewer/Connected Special Search: Main Floor Bedroom; Main Floor Primary; Primary Bdr Suite Stories: One Water: City Water/Connected Waterfront Type: River Front Waterfront View: River

Contract Information

Contingency
None
Original List Price
424900
ListPrice
398500
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
705
Street Direction Prefix
W
Street Name
River
Street Suffix
Street
Postal City
Monticello
County
Wright
State
MN
Zip Code
55362
Complex/Dev/Subdivision
Original Monticello

Assessments

Tax With Assessments
3184

Building Information

Finished SqFt Above Ground
1532
Finished SqFt Below Ground
1132

More Information

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet
15-26

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

DP Resource
Yes
Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
20 x 20
Garage Square Feet
400

Public Survey Info

Range#
25
Section#
02
Township#
121

Room Information

Room Name Dimensions Level
Dining Room 13x14 Main
Family Room 17x14 Lower
First (1st) Bedroom 27x9 Main
Fourth (4th) Bedroom 12x9 Lower
Game Room 13x8 Lower
Hearth Room 11x19 Main
Kitchen 11x8 Main
Living Room 19x13 Main
Second (2nd) Bedroom 10x9 Main
Third (3rd) Bedroom 12x12 Lower
IDX
Listing Office: Premier Real Estate Services
Last Updated: October - 10 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2026 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.
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