5125 Fern Drive, Loretto, MN 55357 (MLS# 7126869)

5125 Fern Drive, Loretto, MN 55357

New Listing
$699,000
Property Type: Land Lot Size (sq. ft.): 63,162 Status: Active
Current Price: $699,000 List Date: 8/13/2026 Last Modified: 8/13/2026

Overview

Description

A beautifully usable, level large building site offers exceptional flexibility for a custom residence, while the elevated shoreline position captures sweeping, unobstructed lake vistas. A secluded wooded shoreline enclave enhances the sense of privacy, creating a serene natural retreat—an ideal setting to unwind in quiet shade, enjoy the water’s edge, and experience the refined seclusion of a northwoods-inspired lakefront escape. Rare 1.45-acre west-facing shoreline parcel with 150 feet of frontage on Lake Sarah, offering a distinguished combination of privacy, commanding lake views, and exceptional sunset exposure. A truly rare, legacy-caliber homesite within one of the west metro’s most sought-after lake settings. Custom designed tiered deck and stiars leads to the shoreline, where Lake Sarah is known for its friendly lake culture, boating recreation, and excellent fishing. An extraordinary opportunity to create a beautiful lake home in a stunning and highly private natural s ...

Listing Details MLS# 7126869

General Property Information

Comp Sale YN
No
Development
No
Lot Measurement
Acres
Multiple PIDs?
No
Plat Recorded
Yes
Road Btwn WF & Home?
No
Waterfront Frontage
150
Waterfront YN
Yes
Yearly/Seasonal
Yearly
Zoning
Shoreline, Residential-Single Family
Lot Dimensions
150x290x139x262
Acres
1.45
Lake/Waterfront Name
Sarah
Assessment Pending
No
Association Fee
0

Property Features

Available Utilities: Electricity Available; Natural Gas Available; None Connected; Sewer Available Development Status: Plat Designed Elevation Highpoint to Waterfront Slope: Steep Improvements: Paved Streets; Public Road Lake Details: Sand Land Inclusions: Dock; Survey Lot Description: Accessible Shoreline; Cleared; Tree Coverage - Medium Property SubType: Lake Property; Residential Lot Road Frontage: City Street Road Responsibility: Public Maintained Road Sale Options: Sell Entirely Sellers Terms: Cash; Conventional Soil Type: Clay; Loam; Sand Topography: Level Waterfront Type: Lake Front; Lake View; Dock Waterfront View: Lake; Panoramic; West

Contract Information

Contingency
None
Original List Price
699000
ListPrice
699000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
5125
Street Name
Fern
Street Suffix
Drive
Postal City
Loretto
County
Hennepin
State
MN
Zip Code
55357
Complex/Dev/Subdivision
Fernwood Hills

Assessments

Tax With Assessments
6374
Assessment Balance
0

Builder Information

Builder Restrictions
Open

More Information

Lake Details

Lake Acres
557
Lake Depth
59
Sand
Yes

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

Homestead
No

Ownership

Fractional Ownership
No

Public Survey Info

Range#
24
Section#
01
Township#
118

Office/Member Info

Association
MAAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
LOT 010 BLOCK 001 FERNWOOD HILLS
Listing City
Loretto
Map Page
89
Municipality
Independence
School District
Delano
School District Phone
763-972-3365
DNR Lake ID#
27019100
DNR Lake Classification
Not Applicable
Property ID Number
0111824420010
Tax Year
2026
Tax Amount
6374
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
A beautifully usable, level large building site offers exceptional flexibility for a custom residence, while the elevated shoreline position captures sweeping, unobstructed lake vistas. A secluded wooded shoreline enclave enhances the sense of privacy, creating a serene natural retreat—an ideal setting to unwind in quiet shade, enjoy the water’s edge, and experience the refined seclusion of a northwoods-inspired lakefront escape. Rare 1.45-acre west-facing shoreline parcel with 150 feet of frontage on Lake Sarah, offering a distinguished combination of privacy, commanding lake views, and exceptional sunset exposure. A truly rare, legacy-caliber homesite within one of the west metro’s most sought-after lake settings. Custom designed tiered deck and stiars leads to the shoreline, where Lake Sarah is known for its friendly lake culture, boating recreation, and excellent fishing. An extraordinary opportunity to create a beautiful lake home in a stunning and highly private natural setting.
Directions
55 west to Townline rd south - west on sunset south on Fern

Development Status

Plat Designed
Yes

Elevation Highpoint to Waterfront Slope

Steep
Yes

Insurance Fee

Insurance Fee
0

Lot Description

Accessible Shoreline
Yes
Cleared
Yes
Tree Coverage - Medium
Yes

Restriction/Covenants

Other Bldg Restrictions
Yes

Road Frontage

City Street
Yes

Road Responsibility

Public Maintained Road
Yes

Sale Options

Sell Entirely
Yes

Sellers Terms

Cash
Yes
Conventional
Yes

Soil Type

Clay
Yes
Loam
Yes
Sand
Yes

Topography

Level
Yes

Waterfront Type

Lake Front
Yes
Lake View
Yes
Dock
Yes

Waterfront View

Lake
Yes
Panoramic
Yes
West
Yes

Available Utilities

Electricity Available
Yes
Natural Gas Available
Yes
None Connected
Yes
Sewer Available
Yes

Improvements

Paved Streets
Yes
Public Road
Yes

Land Inclusions

Dock
Yes
Survey
Yes

Property SubType

Lake Property
Yes
Residential Lot
Yes
IDX
Listing Office: Coldwell Banker Realty
Last Updated: August - 13 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.
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