425 N Main Street, Center City, MN 55012 (MLS# 7140889)

425 N Main Street, Center City, MN 55012

$800,000

Welcome to this lake retreat.with two seperate lakes adjacent to this property.

North Center Lake, dock & removable seating is included.

Private sandy beach & maintenance freedock.

166 ft of private shoreline on North Center Lake

Tiled owners suite round shower ceiling, with light coming in from above is a must see.

Upper level loft with lots of angles, high ceiling, gorgeous woodwork & plenty of sunshine.

Lower level bedroom was two bedrooms but now made into one.

Cozy indoor sauna in lower level includes a 3/4 bath.

Lower level studio walk out with seperate entrance.

Spacious 500 sq foot garage and adjacent boat house

North Center Lake is adjacent to the left & Pioneer Lake is to adjacent to the right of the home.

Gorgeous 2nd level addition shown to the left is quite the view from the lake.

Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 3,360 Lot Size (sq. ft.): 21,344 Status: Active

Current Price: $800,000 List Date: 9/26/2026 Last Modified: 10/10/2026

Overview

Description

A truly rare isthmus property offering seasonal lake views and year round tranquility, perfectly positioned between Pioneer Lake with 259 feet of shoreline and North Center Lake with 166 feet of shoreline. Enjoy the charm of having two recreational lakes at your doorstep. Pioneer Lake is known for fishing and recreation, and North Center Lake connecting you to the full Chisago Chain of Lakes for endless boating, exploration, and nearby restaurants. Set on a beautifully landscaped, just under a half acre, this retreat features a private sandy beach, a maintenance free dock with kayak racks and lounge seating, and a stunning 900 sq ft wrap around deck constructed with steel beams and composite materials after city approved variance. Whether you’re hosting lakeside gatherings, enjoying sunset campfires, or unwinding in the indoor sauna, the lifestyle here is unmatched. The architecturally unique double dome home includes a 2017 dome addition showcasing a luxurious owner’s suite with ... (Read more) A truly rare isthmus property offering seasonal lake views and year round tranquility, perfectly positioned between Pioneer Lake with 259 feet of shoreline and North Center Lake with 166 feet of shoreline. Enjoy the charm of having two recreational lakes at your doorstep. Pioneer Lake is known for fishing and recreation, and North Center Lake connecting you to the full Chisago Chain of Lakes for endless boating, exploration, and nearby restaurants. Set on a beautifully landscaped, just under a half acre, this retreat features a private sandy beach, a maintenance free dock with kayak racks and lounge seating, and a stunning 900 sq ft wrap around deck constructed with steel beams and composite materials after city approved variance. Whether you’re hosting lakeside gatherings, enjoying sunset campfires, or unwinding in the indoor sauna, the lifestyle here is unmatched. The architecturally unique double dome home includes a 2017 dome addition showcasing a luxurious owner’s suite with a cozy fireplace, private bath, laundry, walk-in closet, Cupola, and panoramic Anderson windows framing ever changing views. Below is an extensively remodeled studio (Completed in 2021) with its own entrance, updated modern features including a new kitchen, bath, fireplace, ceiling, Anderson windows, laundry & more. Currently rented month to month at $1,450, it also has a successful history as an Airbnb offering exceptional flexibility for income or multi generational living. The home is designed with an open concept main living area with a loft above the living room and additional added cupola; The lower level has a large bedroom, bath, sauna. third laundry & storage separate from the studio 3rd bedroom. Other major improvements include new steel roofs on the home (2017); full boulder and beach landscaping (2017); gas service added with new boiler system and two gas fireplaces (2018); new wood stove (2020); updated living room flooring (2020); and a fully resurfaced, widened driveway (2021). Additional features: spacious boathouse for storage, 500 sq ft garage, indoor sauna, and the serenity of being the last home on a dead end street. A one of a kind lake property offering privacy, character, modern upgrades, and the rare experience of lakes on both sides, a true retreat just waiting to be enjoyed.

Open Houses

Sunday, October 18, 1:00 pm - 3:00 pm

Listing Details MLS# 7140889

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 3
Road Btwn WF & Home?: No
Waterfront Frontage: 166
Waterfront YN: Yes
Year Built: 1965
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Bath Three Quarters: 2
Bath Half: Yes
Main Floor Total SqFt: 1680
Above Grd Total SqFt: 1680
Below Grd Total SqFt: 1680
Total SqFt: 3360
Total Finished Sqft: 3360.00
FireplaceYN: Yes
Lake/Waterfront Name: North Center Lake
Style: (SF) Single Family
Foundation Size: 1680
Power Company: Xcel Energy
Garage Stalls: 2
Lot Dimensions: 146'x29'x72'x23'x42'x133'x63'x186'x10'
Acres: 0.49
Assessment Pending: No

Property Features

Accessible: None Air Conditioning: Ductless; Window Unit(s) Amenities Unit: Ceiling Fan(s); Deck; Dock; Natural Woodwork; Panoramic View; Patio; Porch; Primary Bedroom Walk-In Closet; Sauna; Tile Floors; Vaulted Ceiling(s); Walk-In Closet Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Basement: Concrete Block; Drain Tiled; Egress Windows; Full; Single Tenant Access; Tile Shower Bath Description: Main Floor 1/2 Bath; 3/4 Primary; Private Primary; 3/4 Basement; Full Basement; Walk-In Shower Stall Construction Materials: Block; Frame Construction Status: Previously Owned Dining Room Description: Breakfast Bar; Informal Dining Room Electric: 200+ Amp Service; Circuit Breakers Elevation Highpoint to Waterfront Slope: Gradual Exterior: Cedar; Metal; Steel Siding Family Room Characteristics: Loft Fireplace Characteristics: Gas Burning; Living Room; Primary Bedroom; Stone Foundation: Concrete Block Fuel: Natural Gas; Wood Heating: Baseboard; Boiler; Hot Water; Wood Stove Lake Details: Sand Laundry: In Basement; In Unit; Main Level Lock Box Type: Supra Lot Description: Accessible Shoreline Outbuildings: Boat House Parking Characteristics: Garage Door Opener; Storage Pool Description: None Road Frontage: City Street; No Outlet/Dead End; Paved Streets Road Responsibility: Public Maintained Road Roof: Metal; Pitched Second Unit: Existing In-Law w/Bath; Existing In-Law w/Kitchen Sellers Terms: Cash; Conventional Sewer: City Sewer/Connected Special Search: All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry; Main Floor Primary; Primary Bdr Suite Stories: One Water: City Water/Connected Waterfront Type: Lake Front; Lake View Waterfront View: Panoramic; West; See Remarks

Contract Information

Contingency: None
Original List Price: 800000
ListPrice: 800000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 425
Street Direction Prefix: N
Street Name: Main
Street Suffix: Street
Postal City: Center City
County: Chisago
State: MN
Zip Code: 55012

Assessments

Assessment Balance: 57
Tax With Assessments: 5254

Building Information

Finished SqFt Above Ground: 1680
Finished SqFt Below Ground: 1680

More Information

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet: 4-10

Lake Details

Lake Acres: 749
Lake Chain Acreage: 5357
Lake Chain Name: Chisago Lakes
Lake Depth: 46

Lease Details

Land Leased: Not Applicable

Lock Box Type

Lock Box Source: SPAAR

Miscellaneous Information

DP Resource: Yes
Homestead: No

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 20X25
Garage Door Height: 7
Garage Door Width: 16
Garage Square Feet: 500

Public Survey Info

Range#: 20
Section#: 27
Township#: 34

Room Information

Room Name	Level
Informal Dining Room	Main
Living Room	Main
Deck	Main
First (1st) Bedroom	Main
Kitchen	Main
Second Kitchen	Lower
Laundry	Main
Laundry	Basement
Laundry	Basement
Patio	Lower
Second (2nd) Bedroom	Basement
Third (3rd) Bedroom	Basement
Family Room	Upper

Documents

Plot Map.pdf ›

Floor Plan.pdf ›

Square Bed Round House Write-Up.pdf ›

Listing Office: RE/MAX Professionals

Last Updated: October - 10 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2026 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.

425 N Main Street, Center City, MN 55012 (MLS# 7140889)