381 Mill Street, Osceola, WI 54020 (MLS# 7113140)

381 Mill Street, Osceola, WI 54020

$389,900

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 1,494 Lot Size (sq. ft.): 10,454 Status: Active

Current Price: $389,900 List Date: 7/29/2026 Last Modified: 8/17/2026

Overview

Description

Welcome to 381 Mill Street in the highly desirable Gateway Meadows community of Osceola! This beautifully crafted 4-bedroom, 3-bathroom new construction home combines modern design, premium finishes, and everyday functionality—all with no HOA and just 45 minutes from the Twin Cities. The open-concept main level features luxury vinyl plank flooring, a stylish electric fireplace with a TV mount, and a stunning kitchen with ceiling-height cabinetry, quartz countertops, and a complete stainless steel appliance package, including a refrigerator, range, microwave, and dishwasher. The main floor offers a versatile fourth bedroom, ideal for guests or a home office, along with a beautifully finished ¾ bathroom featuring a tiled shower. Upstairs, you’ll find three additional bedrooms, including a spacious owner’s suite with a private bath and a walk-in closet, plus the convenience of an upstairs laundry room. Designed for comfort, efficiency, and security, this home includes a high-eff ... (Read more) Welcome to 381 Mill Street in the highly desirable Gateway Meadows community of Osceola! This beautifully crafted 4-bedroom, 3-bathroom new construction home combines modern design, premium finishes, and everyday functionality—all with no HOA and just 45 minutes from the Twin Cities. The open-concept main level features luxury vinyl plank flooring, a stylish electric fireplace with a TV mount, and a stunning kitchen with ceiling-height cabinetry, quartz countertops, and a complete stainless steel appliance package, including a refrigerator, range, microwave, and dishwasher. The main floor offers a versatile fourth bedroom, ideal for guests or a home office, along with a beautifully finished ¾ bathroom featuring a tiled shower. Upstairs, you’ll find three additional bedrooms, including a spacious owner’s suite with a private bath and a walk-in closet, plus the convenience of an upstairs laundry room. Designed for comfort, efficiency, and security, this home includes a high-efficiency tankless water heater, a radiant heated-floor-ready concrete slab with in-floor tubing already installed, insulated garage walls, professionally installed gutters, and a durable concrete driveway that eliminates the maintenance of asphalt. The attached 3-car garage provides ample space for vehicles, storage, and hobbies. Security cameras are installed at the front and rear of the home, including a camera at the front door, providing added visibility and peace of mind. Step outside to a large backyard, perfect for entertaining, play, pets, gardening, or creating your own outdoor retreat. Enjoy the charm of historic downtown Osceola, nearby parks, trails, and Interstate State Park, while being just 15 minutes from Walmart and Menards and approximately 30 minutes from Target, Aldi, Walmart, and Home Depot in Forest Lake. With no HOA, premium finishes, quality craftsmanship, thoughtful design, enhanced garage insulation, and added security features, this move-in-ready home is an outstanding opportunity to own new construction in one of western Wisconsin’s most desirable communities.

Listing Details MLS# 7113140

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: Yes
Other Parking Spaces: 4
Projected Completion Date: 2026-07-31
Waterfront YN: No
Year Built: 2026
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: 2
Bath Three Quarters: Yes
Main Floor Total SqFt: 500
Above Grd Total SqFt: 1494
Total SqFt: 1494
Total Finished Sqft: 1494.00
FireplaceYN: Yes
Style: (SF) Single Family
Foundation Size: 1620
Power Company: Polk-Burnett Electric Cooperative
Garage Stalls: 3
Lot Dimensions: 80x130
Acres: 0.24
Assessment Pending: No
Bath Half: 0
Bath Quarter: 0
Below Grd Total SqFt: 0
Association Fee: 0

Property Features

Accessible: Doors 36"+ Air Conditioning: Central Air Appliances: Dishwasher; Microwave; Range; Refrigerator Basement: None Construction Materials: Timber/Post & Beam Construction Status: Under Construc/Spec Homes Dining Room Description: Informal Dining Room Electric: 200+ Amp Service Exterior: Vinyl Foundation: Slab Fuel: Natural Gas Heating: Forced Air; In-Floor Heating Lock Box Type: Combo Parking Characteristics: Insulated Garage Road Frontage: City Street; Paved Streets Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Stories: Two Water: City Water/Connected

Contract Information

Contingency: None
Original List Price: 389900
ListPrice: 389900
Owner is an Agent?: Yes
Auction?: No

Location Tax and Other Information

House Number: 381
Street Name: Mill
Street Suffix: Street
Postal City: Osceola
County: Polk
State: WI
Zip Code: 54020
Complex/Dev/Subdivision: Gateway Meadows

Basement

Foundation Dimensions: 45x36
None: Yes

Building Information

Availability Dt for Closing: 2026-08-08
Finished SqFt Above Ground: 1494

More Information

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: No

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Door Height: 8
Garage Door Width: 16
Garage Square Feet: 615
Insulated Garage: Yes

Public Survey Info

Range#: 19W
Section#: 26
Township#: 33N

Office/Member Info

Association: SPAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: LOT 4 PLAT OF GATEWAY MEADOWS LOC OUTLOT 170
Listing City: Osceola
Map Page: 42
Municipality: Osceola
School District: Osceola
School District Phone: 715-294-4140
Zip Plus 4: 5554
Property ID Number: 165008440004
Tax Year: 2025
Tax Amount: 0
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Welcome to 381 Mill Street in the highly desirable Gateway Meadows community of Osceola! This beautifully crafted 4-bedroom, 3-bathroom new construction home combines modern design, premium finishes, and everyday functionality—all with no HOA and just 45 minutes from the Twin Cities. The open-concept main level features luxury vinyl plank flooring, a stylish electric fireplace with a TV mount, and a stunning kitchen with ceiling-height cabinetry, quartz countertops, and a complete stainless steel appliance package, including a refrigerator, range, microwave, and dishwasher. The main floor offers a versatile fourth bedroom, ideal for guests or a home office, along with a beautifully finished ¾ bathroom featuring a tiled shower. Upstairs, you’ll find three additional bedrooms, including a spacious owner’s suite with a private bath and a walk-in closet, plus the convenience of an upstairs laundry room. Designed for comfort, efficiency, and security, this home includes a high-efficiency tankless water heater, a radiant heated-floor-ready concrete slab with in-floor tubing already installed, insulated garage walls, professionally installed gutters, and a durable concrete driveway that eliminates the maintenance of asphalt. The attached 3-car garage provides ample space for vehicles, storage, and hobbies. Security cameras are installed at the front and rear of the home, including a camera at the front door, providing added visibility and peace of mind. Step outside to a large backyard, perfect for entertaining, play, pets, gardening, or creating your own outdoor retreat. Enjoy the charm of historic downtown Osceola, nearby parks, trails, and Interstate State Park, while being just 15 minutes from Walmart and Menards and approximately 30 minutes from Target, Aldi, Walmart, and Home Depot in Forest Lake. With no HOA, premium finishes, quality craftsmanship, thoughtful design, enhanced garage insulation, and added security features, this move-in-ready home is an outstanding opportunity to own new construction in one of western Wisconsin’s most desirable communities.
Directions: WI-35 S, Left onto 248th St, Right onto 75th Ave, Left onto Gateway Parkway, continue onto Mill St. Property on Left

Accessible

Doors 36"+: Yes

Air Conditioning

Central Air: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes

Assessments

Assessment Balance: 0
Tax With Assessments: 0

Construction Materials

Timber/Post & Beam: Yes

Construction Status

Under Construc/Spec Homes: Yes

Dining Room Description

Informal Dining Room: Yes

Electric

200+ Amp Service: Yes

Exterior

Vinyl: Yes

Foundation

Slab: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes
In-Floor Heating: Yes

Insurance Fee

Insurance Fee: 0

Lock Box Type

Combo: Yes

Road Frontage

City Street: Yes
Paved Streets: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age 8 Years or Less: Yes
Asphalt Shingles: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Sewer

City Sewer/Connected: Yes

Stories

Two: Yes

Water

City Water/Connected: Yes

Room Information

Room Name	Dimensions	Level
Dining Room	10x12	Main
First (1st) Bedroom	10'4"x10'4"	Main
Fourth (4th) Bedroom	10'2"x10'4"	Upper
Kitchen	10x11	Main
Laundry	5'8"x5'4"	Upper
Living Room	10x12	Main
Second (2nd) Bedroom	14'4"x12'4"	Upper
Third (3rd) Bedroom	10'x10'8"	Upper

Documents

Vault and Beam - Modified 2 story 3 car ›

Listing Office: National Realty Guild

Last Updated: August - 17 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.

381 Mill Street, Osceola, WI 54020 (MLS# 7113140)