20482 Lord Road, Merrifield, MN 56465 (MLS# 7041793)

20482 Lord Road, Merrifield, MN 56465

$724,900
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,220 Lot Size (sq. ft.): 411,642 Status: Active
Current Price: $724,900 List Date: 3/24/2026 Last Modified: 8/17/2026

Overview

Description

Discover what may be the best on-water luxury value in the Brainerd Lakes Area, located on the scenic Mississippi River waterway with direct access to Rice Lake. This rare estate offers nearly 10 heavily wooded acres, approximately 330 feet of river frontage, privacy, recreation, luxury, and incredible investment potential just minutes from Brainerd. The newly renovated 3,000+ sq. ft. home showcases breathtaking panoramic views, abundant wildlife, soaring vaulted ceilings, expansive windows, a dramatic floor-to-ceiling stone fireplace, and high-end finishes throughout. The custom gourmet kitchen features a truly one-of-a-kind Butler’s Pantry and flows into the open-concept living space, leading to an expansive wraparound deck overlooking the river and private pond. The luxurious primary suite offers beautiful pond and nature views, oversized walk-in closet, private laundry, and spa-inspired five-piece bath. The lower level includes a spacious family room, three additional bedrooms, f ...

Listing Details MLS# 7041793

General Property Information

Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
Yes
Road Btwn WF & Home?
No
Waterfront Frontage
330
Waterfront YN
Yes
Year Built
1995
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
2
Bath Three Quarters
Yes
Main Floor Total SqFt
1720
Above Grd Total SqFt
1720
Below Grd Total SqFt
1500
Total SqFt
3220
Total Finished Sqft
3120.00
FireplaceYN
Yes
Lake/Waterfront Name
Mississippi River
Style
(SF) Single Family
Foundation Size
1720
Garage Stalls
3
Lot Dimensions
irregular
Acres
9.45
Assessment Pending
No
Bath Half
0
Bath Quarter
0
Association Fee
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Kitchen Center Island; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Paneled Doors; Panoramic View; Primary Bedroom Walk-In Closet; Tile Floors; Vaulted Ceiling(s); Walk-In Closet Appliances: Dryer; Fuel Tank - Rented; Microwave; Range; Refrigerator; Washer Assumable Loan: Not Assumable Basement: Concrete Block; Drainage System; Sump Pump Bath Description: Main Floor Full Bath; Full Primary; Private Primary; Full Basement; Bathroom Ensuite Construction Materials: Block; Concrete; Frame Construction Status: Previously Owned Dining Room Description: Informal Dining Room Electric: 200+ Amp Service; Circuit Breakers Elevation Highpoint to Waterfront Slope: Gradual Existing Financing: Conventional Exterior: Cement Board Family Room Characteristics: 2 or More; 2 Story/High/Vaulted Ceilings; Family Room; Great Room; Lower Level; Main Level Fencing: None Fireplace Characteristics: Electric Foundation: Concrete Block Fuel: Electric; Propane Heating: Forced Air Internet Options: Cable; Fiber Optic; Satellite Lake Details: Soft; Undeveloped Laundry: Lower Level; Main Level; Washer Hookup Lock Box Type: SentriLock Lot Description: Tree Coverage - Medium Outbuildings: Additional Garage Parking Characteristics: Finished Garage; Multiple Garages; Garage Door Opener; Insulated Garage Pool Description: None Road Frontage: County Road Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Architectural Shingle Sellers Terms: Cash; Conventional Sewer: Private Sewer; Septic System Compliant - Yes; Tank with Drainage Field Special Search: Main Floor Bedroom; Main Floor Laundry; Main Floor Primary; Primary Bdr Suite Stories: One and One Half Water: 4-Inch Submersible; Drilled; Private; Well Waterfront Type: River Front Waterfront View: River

Contract Information

Contingency
None
Original List Price
899900
ListPrice
724900
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
20482
Street Name
Lord
Street Suffix
Road
Postal City
Merrifield
County
Crow Wing
State
MN
Zip Code
56465

Assessments

Tax With Assessments
2400
Assessment Balance
0

Basement

Foundation Dimensions
50x30
Concrete Block
Yes
Drainage System
Yes
Sump Pump
Yes

More Information

Building Information

Finished SqFt Above Ground
1720
Finished SqFt Below Ground
1400

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet
4-10

Lease Details

Land Leased
Not Applicable

Lock Box Type

Lock Box Source
GLAR
SentriLock
Yes

Miscellaneous Information

DP Resource
Yes
Homestead
No

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
29x33
Garage Door Height
9
Garage Door Width
9
Garage Square Feet
957
Finished Garage
Yes
Multiple Garages
Yes
Garage Door Opener
Yes
Insulated Garage
Yes

Public Survey Info

Range#
27
Section#
5
Township#
134

Office/Member Info

Association
GLAR

Location, Tax and Other Information

AssocFeeYN
No
Legal Description
PART OF GOV. LOT 7 SEC. 5, EXCEPT THE E. 990 FT THEREOF, SUBJECT TO EASEMENTS.
Listing City
Merrifield
Map Page
999
Municipality
Merrifield
School District
Brainerd
School District Phone
218-454-6900
DNR Lake Classification
Not Applicable
Zip Plus 4
342
Property ID Number
53050517
Tax Year
2025
Tax Amount
2400
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Discover what may be the best on-water luxury value in the Brainerd Lakes Area, located on the scenic Mississippi River waterway with direct access to Rice Lake. This rare estate offers nearly 10 heavily wooded acres, approximately 330 feet of river frontage, privacy, recreation, luxury, and incredible investment potential just minutes from Brainerd. The newly renovated 3,000+ sq. ft. home showcases breathtaking panoramic views, abundant wildlife, soaring vaulted ceilings, expansive windows, a dramatic floor-to-ceiling stone fireplace, and high-end finishes throughout. The custom gourmet kitchen features a truly one-of-a-kind Butler’s Pantry and flows into the open-concept living space, leading to an expansive wraparound deck overlooking the river and private pond. The luxurious primary suite offers beautiful pond and nature views, oversized walk-in closet, private laundry, and spa-inspired five-piece bath. The lower level includes a spacious family room, three additional bedrooms, full bath, and second laundry area, ideal for guests or multi-generational living. An oversized finished three-stall attached garage plus detached garage provide abundant room for vehicles, boats, ATVs, and recreational toys. Enjoy mature woods, excellent hunting, hiking, direct Mississippi River access, and a short boat ride to Rice Lake. Whether used as a year-round residence, luxury retreat, recreational getaway, or investment property, this is an exceptional opportunity. Luxury waterfront acreage, privacy, river access, and development potential at this level are rarely available—especially at this value.
Directions
From Brainerd: County Road 3 to right on Sorenson Lake Rd, to R on Lord Rd, follow to end to left on shared/split driveway follow straight to property.

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Unit

Ceiling Fan(s)
Yes
Deck
Yes
Kitchen Center Island
Yes
Kitchen Window
Yes
Main Floor Primary Bedroom
Yes
Natural Woodwork
Yes
Paneled Doors
Yes
Panoramic View
Yes
Primary Bedroom Walk-In Closet
Yes
Tile Floors
Yes
Vaulted Ceiling(s)
Yes
Walk-In Closet
Yes

Appliances

Dryer
Yes
Fuel Tank - Rented
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Assumable Loan

Not Assumable
Yes

Bath Description

Main Floor Full Bath
Yes
Full Primary
Yes
Private Primary
Yes
Full Basement
Yes
Bathroom Ensuite
Yes

Construction Materials

Block
Yes
Concrete
Yes
Frame
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Informal Dining Room
Yes

Electric

200+ Amp Service
Yes
Circuit Breakers
Yes

Elevation Highpoint to Waterfront Slope

Gradual
Yes

Existing Financing

Conventional
Yes

Exterior

Cement Board
Yes

Family Room Characteristics

2 or More
Yes
2 Story/High/Vaulted Ceilings
Yes
Family Room
Yes
Great Room
Yes
Lower Level
Yes
Main Level
Yes

Fencing

None
Yes

Fireplace Characteristics

Electric
Yes

Foundation

Concrete Block
Yes

Fuel

Electric
Yes
Propane
Yes

Heating

Forced Air
Yes

Insurance Fee

Insurance Fee
0

Internet Options

Cable
Yes
Fiber Optic
Yes
Satellite
Yes

Lake Details

Lake Depth
No
Soft
Yes
Undeveloped
Yes

Laundry

Lower Level
Yes
Main Level
Yes
Washer Hookup
Yes

Lot Description

Tree Coverage - Medium
Yes

Outbuildings

Additional Garage
Yes

Patio, Porch and Deck Features

Deck
Yes
Wrap Around
Yes

Pool Description

None
Yes

Road Frontage

County Road
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age 8 Years or Less
Yes
Architectural Shingle
Yes

Sellers Terms

Cash
Yes
Conventional
Yes

Sewer

Private Sewer
Yes
Septic System Compliant - Yes
Yes
Tank with Drainage Field
Yes

Special Search

Main Floor Bedroom
Yes
Main Floor Laundry
Yes
Main Floor Primary
Yes
Primary Bdr Suite
Yes

Stories

One and One Half
Yes

Water

4-Inch Submersible
Yes
Drilled
Yes
Private
Yes
Well
Yes

Waterfront Type

River Front
Yes

Waterfront View

River
Yes

Room Information

Room Name Dimensions Level
Bathroom 7x7 Upper
Bathroom 8x13 Lower
Dining Room 14x10 Upper
Family Room 28x19 Lower
First (1st) Bedroom 18x17 Upper
Fourth (4th) Bedroom 15x11 Lower
Foyer 12x12 Main
Kitchen 14x13 Upper
Living Room 15x17 Upper
Primary Bath 12x10 Upper
Second (2nd) Bedroom 13x12 Lower
Third (3rd) Bedroom 13x13 Lower
IDX
Listing Office: eXp Realty
Last Updated: August - 17 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.
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