1904 N Ham Lake Drive NE, Ham Lake, MN 55304 (MLS# 6699254)

1904 N Ham Lake Drive NE, Ham Lake, MN 55304

$732,500

Welcome to this stunning Ham Lake home featuring 4 bedrooms 3 bathrooms and ample outdoor entertaining space

Spacious front yard with well maintained landscaping

Entertaining deck and patio that leads onto the expansive dock perfect for summer water activites

Welcoming main level foyer filled with natural light.

Beautifully designed kitchen with rich wood cabinetry, granite countertops, stainless steel appliances, and a large center island with bar seating.

Stunning kitchen island with granite countertops, stainless steel appliances, and panoramic lake views through oversized sliding doors.

Bright kitchen and dining flow seamlessly into the outdoor deck area, offering an ideal space for entertaining with lake views.

Formal dining room with wood beam ceiling, chandelier lighting, and sliding glass doors to the lakeside deck—perfect for dinner with a view.

Brick fireplace adds warmth and character to this elegant dining room featuring wood-beamed ceilings and built-in shelving.

Welcoming foyer and dining area with arched walkways, built-in hutch, and rich wood finishes.

Cozy informal dining area surrounded by windows, offering a perfect spot for morning coffee with serene outdoor views.

Beautiful brick surround fireplace with a rustic wood mantel, built-in shelving, and charming decorative ironwork—perfect for cozy evenings.

Spacious laundry area featuring modern stacked washer and dryer, ample cabinetry, a utility sink, and large window for natural light.

Spacious laundry area with a large walk-in pantry

Spacious walk in pantry with ample storage

Additional view of the laundry/mudroom with generous cabinetry and countertop space—ideal for folding and organization.

Main level bedroom with a large ceiling fan, gleaming wood like floors and a large closet

Main level full bathroom with a spacious vanity, tile floors, and elegant tile shower.

Upper level living room with plush carpet, vaulted ceilings and a cozy floor to ceiling stone fireplace.

Upper level living room with panoramic views of the lake and walk out access to the large deck

Upper level owners suite with plush carpet private 3/4 bathroom and a large walk-in closet

Large upper level owners suite with private walk-out access to the deck

Private 3/4 owners suite bathroom with an elegant walk-in shower.

Lower level family room with walk-out access to the expansive patio

Lower level family room with elegant wood beams and a cozy wood burning stove

Lower level family room with a cozy wood burning stove and views of Ham Lake

Lower level bedroom with plush carpet and a large window filling the room with natural light.

2nd lower level bedroom with plush carpet and built ins perfect for a home office

Lower level sun room with walk-out access to the patio

Basement rec room perfect for entertaining friends and family

Expansive basement rec room with a floor to ceiling stone fireplace and ample room for entertaining friends and family

Basement flex space with ample storage options.

Spacious 2 car garage with a large concrete driveway

Expansive deck overlooking the spacious patio and lake

Expansive backyard patio with ample space for entertaining friends and famly

Well maintained landscaping surrounding the stunning patio.

Spacious dock off the 150 feet of pristine shoreline.

Well maintained landscaping and lawn overlooking picturesque Ham Lake

Entertaining patio with a built in bonfire pit and multiple levels of entertaining space

Expansive 124 foot dock surrounded by well maintained garden beds and lawn

Expansive backyard perfect for yard games

Spectacular 4 bedroom 3 bathroom home on Ham Lake!

Well maintained garden beds overlooking Ham Lake

Perennial garden beds and hot tub access perfect for unwinding after a day on the lake

Walking path and rock shoreline perfect for shoreline fishing.

Expansive perennial gardens and shed overlooking the entertaining built-in firepit

Rocky shoreline that is overlooked by the expansive patio

Well maintained lawn and landscaping making it the perfect place to entertain friends and family

Perennial gardens adding a pop of color through the summer months

Well maintained shoreline and dock perfect for late night fishing.

Relaxing hot tub overlooking serene Ham Lake

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,687 Lot Size (sq. ft.): 18,731 Status: Closed

Current Price: $732,500 List Date: 4/15/2025 Last Modified: 10/16/2026

Overview

Description

Discover the perfect blend of luxury and tranquility in this stunning 4-bedroom, 3-bathroom home nestled on the shores of beautiful Ham Lake. Ham Lake is a fully recreational lake great for fishing and boating. Boasting 150 feet of pristine waterfront, this exceptional property offers panoramic lake views, thoughtfully designed living spaces, newly painted interior, and multiple outdoor areas for relaxation and entertaining. Step into the welcoming foyer and flow effortlessly into the formal dining room, where a dramatic floor-to-ceiling stone fireplace sets the tone for cozy gatherings. Enjoy walk-out access to the expansive main-level deck—ideal for hosting or simply enjoying the peaceful lakefront views. The chef’s kitchen is a dream, featuring stainless steel appliances, a large granite center island, ample storage, and an informal dining area with walk-out deck access. Also on the main level is a spacious bedroom, full bathroom, and a well-equipped laundry room with additional ... (Read more) Discover the perfect blend of luxury and tranquility in this stunning 4-bedroom, 3-bathroom home nestled on the shores of beautiful Ham Lake. Ham Lake is a fully recreational lake great for fishing and boating. Boasting 150 feet of pristine waterfront, this exceptional property offers panoramic lake views, thoughtfully designed living spaces, newly painted interior, and multiple outdoor areas for relaxation and entertaining. Step into the welcoming foyer and flow effortlessly into the formal dining room, where a dramatic floor-to-ceiling stone fireplace sets the tone for cozy gatherings. Enjoy walk-out access to the expansive main-level deck—ideal for hosting or simply enjoying the peaceful lakefront views. The chef’s kitchen is a dream, featuring stainless steel appliances, a large granite center island, ample storage, and an informal dining area with walk-out deck access. Also on the main level is a spacious bedroom, full bathroom, and a well-equipped laundry room with additional pantry space. The upper level serves as a private homeowner’s retreat. Relax in the cozy living room with a second floor-to-ceiling stone fireplace, plush carpet, and walk-out access to a private upper deck. The generous owner’s suite also features plush carpet, a 3/4 en-suite bathroom, walk-in closet, and its own private deck access overlooking the sparkling waters of Ham Lake. The lower level offers even more versatile space, including a large family room with a wood-burning stove, walk-out access to the patio, two additional bedrooms, a 3/4 bathroom, and a sunroom currently home to a hot tub. A spacious basement-level rec room with another floor-to-ceiling stone fireplace and abundant storage completes the interior. Outside, you'll find a beautifully designed two-level deck, a meticulously crafted tiered patio with a built-in fire pit, and plenty of space for entertaining that leads down to the spacious dock. A large 17x12 storage shed offers convenience and functionality for all boating equipment and water toys. This stunning Ham Lake retreat is not one you will want to miss!

Listing Details MLS# 6699254

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 3
Road Btwn WF & Home?: No
Waterfront Frontage: 150
Waterfront YN: Yes
Year Built: 1964
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Bath Three Quarters: 2
Main Floor Total SqFt: 1040
Above Grd Total SqFt: 1869
Below Grd Total SqFt: 1818
Total SqFt: 3687
Total Finished Sqft: 3452.00
FireplaceYN: Yes
Lake/Waterfront Name: Ham
Style: (SF) Single Family
Foundation Size: 1818
Garage Stalls: 2
Lot Dimensions: 150x139x190x196
Acres: 0.43
Assessment Pending: No

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Dock; Intercom System; Kitchen Center Island; Kitchen Window; Panoramic View; Patio; Primary Bedroom Walk-In Closet; Sun Room; Tile Floors; Vaulted Ceiling(s); Walk-In Closet; Washer/Dryer Hookup Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Bath Description: Main Floor Full Bath; 3/4 Primary; Private Primary; 3/4 Basement Construction Status: Previously Owned Dining Room Description: Eat In Kitchen; Informal Dining Room; Separate/Formal Dining Room Exterior: Brick/Stone; Stucco; Vinyl Family Room Characteristics: 2 or More; Family Room; Lower Level Financing Terms: Cash Fireplace Characteristics: Brick; Stone; Wood Burning Foundation: Other Fuel: Natural Gas Heating: Forced Air Laundry: Laundry Room; Main Level; Sink Lock Box Type: Combo Road Frontage: Paved Streets Road Responsibility: Public Maintained Road Roof: Age Over 8 Years; Asphalt Shingles; Pitched Sellers Terms: Cash; Conventional; FHA; VA Sewer: Holding Tank; Mound Septic; Private Sewer Special Search: Main Floor Bedroom; Main Floor Laundry; Primary Bdr Suite Stories: Four or More Level Split Water: Private; Well Waterfront Type: Lake Front; Lake View; Dock Waterfront View: Panoramic; South

Contract Information

Off Market Date: 2025-08-21
Contingency: None
Closed Date: 2025-10-15
Original List Price: 799900
Sales Close Price: 732500
ListPrice: 749900
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 1904
Street Direction Prefix: N
Street Name: Ham Lake
Street Suffix: Drive
Street Direction Suffix: NE
Postal City: Ham Lake
County: Anoka
State: MN
Zip Code: 55304
Complex/Dev/Subdivision: North Shore

Assessments

Tax With Assessments: 5280

Building Information

Finished SqFt Above Ground: 1869
Finished SqFt Below Ground: 1583

More Information

Lake Details

Lake Acres: 224
Lake Depth: 22

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 24x23
Garage Square Feet: 552

Public Survey Info

Range#: 23
Section#: 16
Township#: 32

Room Information

Room Name	Dimensions	Level
Living Room	19x18	Upper
Family Room	18x17	Lower
Foyer	13x8	Main
First (1st) Bedroom	18x17	Upper
Second (2nd) Bedroom	12x11	Lower
Third (3rd) Bedroom	11x10	Lower
Fourth (4th) Bedroom	9x9	Main
Kitchen	13x12	Main
Dining Room	18x12	Main
Informal Dining Room	10x9	Main
Laundry	11x10	Main
Recreation Room	30x23	Basement
Flex Room	14x8	Basement
Storage Room	15x15	Basement
Sun Room	15x7	Lower

Listing Office: Coldwell Banker Realty - Southwest Regional

Last Updated: October - 16 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2026 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.

1904 N Ham Lake Drive NE, Ham Lake, MN 55304 (MLS# 6699254)