14045 290th Avenue NW, Zimmerman, MN 55398 (MLS# 7129144)

14045 290th Avenue NW, Zimmerman, MN 55398

New Listing

$280,000

Welcome to this updated, lakefront home on Elk Lake in Zimmerman!

Direct lakeshore to Elk Lake with a recently dredged bay offering lake and island views. Ridgewood Bay Lakeside Grill just a short boat ride away.

Nicely updated kitchen offering stainless steel appliances, granite countertops, and beautiful stained wood cabinets.

Desirable snack bar seating, accent wall in shiplap and large window over-looking lake and front yard.

Nice storage and brushed nickel hardware with picturesque views out window!

Fabulous open floor plan with multiple options for this space but currently used as dining area.

Third bedroom, currently being used as the family room.

Third bedroom that is currently being used as an office.

Outstanding outdoor area for all activities with lake living on Elk Lake. Bay was recently dredged.

Open floor plan with luxury vinyl plank flooring and updated light fixtures.

Versatile dining room area that can also be divided and used as another sitting room/living room.

Everything on the main floor, including stacked washer and dryer.

Main floor bathroom with updated vanity, stone countertops, & tile floors.

View from gravel parking driveway with stairs down to the home.

Deck walkway from gravel parking to the front door and deck.

Crawl space storage under the deck and home.

Views of the bay and lake. Home is on the left side near the island.

Home is on the right side near the island.

Nature views from all directions in this cute, lakefront home.

Short boat ride to Ridgewood Bay Lakeside Grill.

Ridgewood Bay offers plenty of boat parking, a fabulous menu, events and entertainment year round.

Great opportunity to enjoy a lakeside restaurant with tons of outdoor seating!

Property Type: Residential Bedrooms: 3 Baths: 1 Square Footage: 764 Lot Size (sq. ft.): 10,890 Status: Active

Current Price: $280,000 List Date: 8/19/2026 Last Modified: 8/19/2026

Overview

Description

Spectacular opportunity for lakeshore living on Elk Lake in Zimmerman! Whether you're looking for a year-round lake home or weekend cabin just outside the Twin Cities, this move-in ready property offers 95 feet of lakeshore and an incredible setting to enjoy Minnesota lake life. Updated throughout, stunning kitchen features newer cabinetry in beautiful colored stain, granite countertops with snack bar seating, stainless steel appliances. You’ll appreciate the luxury vinyl plank flooring and updated light fixtures throughout the main floor. These three bedrooms and an nicely updated full bath with tile floors. Bonus laundry closet offers full size stackable washer & dryer. Step outside to deck that offers incredible views of yard with level lakeshore. Spend summer days boating, fishing, kayaking, or relaxing by the water, then boat over to Ridgewood Bay Lakeside Grill for food, drinks, and events throughout the year. Once summer ends you can enjoy the ice fishing contests and activi ... (Read more)

Listing Details MLS# 7129144

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Road Btwn WF & Home?: No
Waterfront Frontage: 95
Waterfront YN: Yes
Year Built: 1960
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Main Floor Total SqFt: 764
Above Grd Total SqFt: 764
Total SqFt: 764
Total Finished Sqft: 764.00
FireplaceYN: No
Lake/Waterfront Name: Elk Lake (71005500)
Style: (SF) Single Family
Foundation Size: 624
Lot Dimensions: 21x21x208x63x32x166
Acres: 0.25
Assessment Pending: No
Number of Fireplaces: 0
Bath Three Quarters: 0
Bath Half: 0
Bath Quarter: 0
Below Grd Total SqFt: 0
Garage Stalls: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Window Unit(s) Amenities Unit: Deck; Kitchen Window; Natural Woodwork; Paneled Doors; Tile Floors Appliances: Dryer; Microwave; Range; Refrigerator; Washer Assumable Loan: Not Assumable Basement: Crawl Space Bath Description: Main Floor Full Bath Construction Status: Previously Owned Dining Room Description: Breakfast Bar; Kitchen/Dining Room Elevation Highpoint to Waterfront Slope: Gradual Exterior: Vinyl Family Room Characteristics: Main Level Foundation: Concrete Block Fuel: Electric Heating: Baseboard Laundry: Laundry Closet; Main Level Lock Box Type: Supra Lot Description: Accessible Shoreline; Property Adjoins Public Land; Tree Coverage - Light Road Frontage: City Street Roof: Age Over 8 Years; Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; VA Sewer: Holding Tank Special Search: 3 BR on One Level; All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry Stories: One Water: Well Waterfront Type: Lake Front

Contract Information

Contingency: None
Original List Price: 280000
ListPrice: 280000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 14045
Street Name: 290th
Street Suffix: Avenue
Street Direction Suffix: NW
Postal City: Zimmerman
County: Sherburne
State: MN
Zip Code: 55398
Complex/Dev/Subdivision: Elk Point

Assessments

Tax With Assessments: 2078
Assessment Balance: 0
Assessment Installment: 0

Building Information

Finished SqFt Above Ground: 764

More Information

Lake Details

Lake Acres: 361
Lake Depth: 15

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: Yes

Ownership

Fractional Ownership: No

Public Survey Info

Range#: 26
Section#: 30
Township#: 35

Office/Member Info

Association: MAAR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: LOT 30, BLK 3
Listing City: Zimmerman
Map Page: 249
Municipality: Zimmerman
School District: Princeton
School District Phone: 763-389-2422
DNR Lake ID#: 71005500
DNR Lake Classification: General Development
Zip Plus 4: 8872
Property ID Number: 01004090390
Tax Year: 2026
Tax Amount: 2078
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Spectacular opportunity for lakeshore living on Elk Lake in Zimmerman! Whether you're looking for a year-round lake home or weekend cabin just outside the Twin Cities, this move-in ready property offers 95 feet of lakeshore and an incredible setting to enjoy Minnesota lake life. Updated throughout, stunning kitchen features newer cabinetry in beautiful colored stain, granite countertops with snack bar seating, stainless steel appliances. You’ll appreciate the luxury vinyl plank flooring and updated light fixtures throughout the main floor. These three bedrooms and an nicely updated full bath with tile floors. Bonus laundry closet offers full size stackable washer & dryer. Step outside to deck that offers incredible views of yard with level lakeshore. Spend summer days boating, fishing, kayaking, or relaxing by the water, then boat over to Ridgewood Bay Lakeside Grill for food, drinks, and events throughout the year. Once summer ends you can enjoy the ice fishing contests and activities on the lake. Gravel driveway provides parking and option for future garage if buyer desires. Convenient storage shed. Move in ready and start to enjoy the lake life with easy access just outside the Twin Cities!
Directions: 169 (north) To Zimmerman, to County Road 9 (west) to 138th street (south) 138th turns into 290th. Property on left.

Accessible

None: Yes

Air Conditioning

Window Unit(s): Yes

Amenities Unit

Deck: Yes
Kitchen Window: Yes
Natural Woodwork: Yes
Paneled Doors: Yes
Tile Floors: Yes

Appliances

Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Assumable Loan

Not Assumable: Yes

Basement

Crawl Space: Yes

Bath Description

Main Floor Full Bath: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Breakfast Bar: Yes
Kitchen/Dining Room: Yes

Elevation Highpoint to Waterfront Slope

Gradual: Yes

Exterior

Vinyl: Yes

Family Room Characteristics

Main Level: Yes

Foundation

Concrete Block: Yes

Fuel

Electric: Yes

Heating

Baseboard: Yes

Insurance Fee

Insurance Fee: 0

Laundry

Laundry Closet: Yes
Main Level: Yes

Lock Box Type

Supra: Yes

Lot Description

Accessible Shoreline: Yes
Property Adjoins Public Land: Yes
Tree Coverage - Light: Yes

Patio, Porch and Deck Features

Deck: Yes

Road Frontage

City Street: Yes

Roof

Age Over 8 Years: Yes
Asphalt Shingles: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Sewer

Holding Tank: Yes

Special Search

3 BR on One Level: Yes
All Living Facilities on One Level: Yes
Main Floor Bedroom: Yes
Main Floor Laundry: Yes

Stories

One: Yes

Water

Well: Yes

Waterfront Type

Lake Front: Yes

Room Information

Room Name	Dimensions	Level
Deck	13x8	Main
First (1st) Bedroom	11x9	Main
Kitchen	11x10	Main
Laundry	4x3	Main
Living Room	15x12	Main
Second (2nd) Bedroom	11x8	Main
Third (3rd) Bedroom	13x9	Main

Listing Office: Edina Realty, Inc.

Last Updated: August - 19 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2026 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.

14045 290th Avenue NW, Zimmerman, MN 55398 (MLS# 7129144)