10638 Mississippi Dunes Trail S, Cottage Grove, MN 55016

$539,990

Welcome to the Aspen floorplan by M/I Homes! Photo of actual home. All of your daily living facilities on one level PLUS a HUGE upper level loft, half bath and storage room! Enjoy association maintained living without compromising on space!

Photo of actual home - irrigation, sod, and landscaping are all included.

Daily living facilities are all on the main level (bedrooms, baths, kitchen, laundry) plus a huge bonus loft area, half bath and storage room!

Spacious front entry that opens to your den/office space! Photo of model home, colors and finishes may vary.

Front entry area, steps to upper level loft, and door to laundry/mudroom area off the garage

The entry feels bright and open, with a flex space, full bath and bedroom at the front of the home. This bedroom and bath are nicely separated from the owner's suite at the back of the home.

The den/flex space is perfect as a home office or as another seating area!

The heart of the home! Kitchen is spacious and features a center island perfect for everyday dining and prepping food. Photo of model home, colors and finishes may vary.

Open concept kitchen, dining, and family room give the home a light and airy feeling. Photo of model home, colors and finishes may vary.

Use this space as a coffee nook, separate cooking prep area, or mini bar! Photo of model home, colors and finishes may vary.

GE stainless appliances including a gas range, microwave, dishwasher, and refrigerator are all included! Photo of model home, colors and finishes may vary.

Photo of model home, colors and finishes may vary.

Actual home - all kitchen appliances are included!

Enjoy views of your beautiful wooded yard from the kitchen!

The kitchen flows seamlessly to the dining area, and cube windows bring in natural light while still maintaining privacy.

You'll love the open concept floorplan for ease of everyday living and the perfect layout for entertaining!

Actual home, from the perspective of the dining space. The open concept layout is perfect for entertaining!

The family room is anchored around a low maintenance electric fireplace that keeps the room feeling very open. Bonus is that you can use the fireplace with or without heat! Outlet is already in place to hang a TV over the fireplace.

Large windows bring in tons of natural light! Door to primary suite pictured.

With LVP throughout the family room, dining area and kitchen, the options for furniture arrangement are endless.

Actual home - the light pours into this home and makes it feel so inviting!

The morning room, located next to the dining area, is the perfect place to cozy up with a book or cup of coffee!

The primary bedroom is very spacious to accommodate all of your bedroom furniture.

The primary bath is generously sized with dual sinks and tons of cabinet space!

Actual home's primary bath features a beautiful, glossy tiled shower and glass pivot door.

Actual home, with tiled shower and upgraded glass pivot door.

Second bedroom toward the front of the home

Actual home's second bedroom, located directly next to the second bath.

Main bath at the front of the home features a shower/tub combo

Actual home's main bath located near the front of the home!

Your GE top load washer and dryer are included, plus a convenient laundry sink!

The upper level loft is full of possibilities for its use! This setup would be perfect for entertaining!

The loft is open to the stairwell, keeping the space feeling very open.

Half bath in the loft offers convenience for hanging out without having to make a trip downstairs.

Actual home's loft - so many possibilities for this space!

Loft as viewed from the other side of the room

Upper level storage area is perfect for storing seasonal decor, etc! No need to compromise on space with your patio villa!

Main Floor Layout - Concrete patio with cedar privacy fence are included!

Concrete patio, irrigation, sod and landscaping are all included! Lawncare, snow removal and landscaping are all maintained by the HOA.

Your backyard view! This home sits on a 0.24 acre wooded lot.

One of the entrance monuments to the beautiful Mississippi Landing neighborhood, located on the banks of the Mississippi River!

Views from the Mississippi Dunes Park Reserve trail, just steps away from the neighborhood!

The neighborhood is adjacent to the Grey Cloud Dunes Scientific and Natural Area, one of the largest intact prairie systems remaining in the Twin Cities area. Home to rare prairie plants, butterflies, birds, and wildlife not common in the metro.

Trail through the beautiful Grey Cloud Dunes Scientific and Natural Area, next to the Mississippi Landing neighborhood.

HyVee is just 10 minutes away in Cottage Grove!

There are two Starbucks locations within 10 minutes!

Junction 70 Bar and Grill is a neighborhood favorite in Cottage Grove and located just 5 miles away!

Mooers Park is a small riverside park on Grey Cloud Island, located just a couple minutes from the neighborhood! The park is popular for fishing, birdwatching, and a great launch spot for kayaks and canoes. You can even rent kayaks here!

Overhead view of Mooer's Park - This area is full of incredible views!

Highlands Park is one of the city's largest and most popular family parks. Encompassing 65 acres, highlights include a large playground, splash pad, more than 4 miles of paved trails, pond with picnic areas, plus a winter sledding hill and ice rink!

Wag Farms Dog Park is one of the most highly regarded off-leash dog parks in the southeast metro and is just 3 miles away! With 14 acres of fully-fenced space, and a mix of open grassland, wooded areas, trails, and a pond.

Wag Farms Dog Park has separate areas for large dogs and small dogs.

Afton Apple Orchard is just 20 minutes away! A HUGE family-oriented orchard where you can pick your own apples, strawberries, raspberries, pumpkins, and other seasonal produce. In the fall, come for hayrides, a petting farm, & delicious treats galore

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 2,494 Lot Size (sq. ft.): 10,454 Status: Active

Current Price: $539,990 List Date: 2/22/2026 Last Modified: 8/17/2026

Overview

Description

Welcome to the Aspen floorplan by M/I Homes! This home is complete and ready to close. Patio villa style home with all living amenities on the main level, PLUS a bonus upstairs area with huge loft, half bath and storage area! As you enter the home, you have a den/flex space perfect for a home office or seating area. The home features a spacious owner's suite, with private bath with dual vanities, tiled shower and a large walk-in closet! There is a 2nd bedroom and bathroom toward the front of the home, nicely separated from the owner's suite. The kitchen, dining area, morning room and family room are open concept and make the space feel light, bright and airy! The kitchen has a large center island, quartz countertops, and stainless steel GE appliances - all included with the home. The sun-drenched morning room is the perfect place to sip your morning coffee with a view of your private, wooded backyard. The family room features an electric fireplace and LVP throughout most of the main le ... (Read more) Welcome to the Aspen floorplan by M/I Homes! This home is complete and ready to close. Patio villa style home with all living amenities on the main level, PLUS a bonus upstairs area with huge loft, half bath and storage area! As you enter the home, you have a den/flex space perfect for a home office or seating area. The home features a spacious owner's suite, with private bath with dual vanities, tiled shower and a large walk-in closet! There is a 2nd bedroom and bathroom toward the front of the home, nicely separated from the owner's suite. The kitchen, dining area, morning room and family room are open concept and make the space feel light, bright and airy! The kitchen has a large center island, quartz countertops, and stainless steel GE appliances - all included with the home. The sun-drenched morning room is the perfect place to sip your morning coffee with a view of your private, wooded backyard. The family room features an electric fireplace and LVP throughout most of the main level. Off the garage you'll find your mud room/laundry room, complete with a laundry sink. As you head upstairs, you will find a HUGE loft space - perfect as a movie room, exercise area, guest space, or craft room; The options are endless! A half bath and finished storage room complete the upper level. This home sits on a beautiful, private 0.24 acre lot that backs to woods/mature trees! Enjoy association maintained lawncare, snow removal and landscaping so you can spend less time maintaining and more time doing the things you love! Located in the secluded Mississippi Landing neighborhood, just steps from the Mississippi River! The area is full of large, mature trees, winding roads, water, wildlife, and plenty of peace and tranquility. The neighborhood is adjacent to the Mississippi Dunes Park Reserve, which offers a trail alongside the river with breathtaking views! As tucked away as this neighborhood feels, you're just a 10-minute drive to grocery stores, shopping, dining, and entertainment in Cottage Grove and Woodbury! Conventional/FHA/VA 4.875%/5.639% APR if closing by September 29th with seller's preferred lender. Call for further details.

Listing Details MLS# 7023199

General Property Information

Assoc Mgmt Co. Phone #: 952-277-2700
Association Fee Frequency: Monthly
Association Mgmt Co. Name: First Service Residential
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: Yes
New Development: No
Number of Fireplaces: Yes
Projected Completion Date: 2026-06-30
Waterfront YN: No
Year Built: 2026
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: Yes
Bath Three Quarters: Yes
Bath Half: Yes
Main Floor Total SqFt: 1918
Above Grd Total SqFt: 2494
Total SqFt: 2494
Total Finished Sqft: 2494.00
FireplaceYN: Yes
Style: (SF) Single Family
Foundation Size: 1918
Association Fee: 220
Garage Stalls: 2
Lot Dimensions: 54 x 207 x 30 x 209
Acres: 0.24
Assessment Pending: No
Bath Quarter: 0
Below Grd Total SqFt: 0

Property Features

Accessible: None Air Conditioning: Central Air Appliances: Air-To-Air Exchanger; Dishwasher; Disposal; Dryer; Energy Star Appliances; Microwave; Range; Refrigerator; Washer Association Fee Includes: Lawn Care; Professional Mgmt; Sanitation; Shared Amenities; Snow Removal; Other Basement: None Bath Description: Double Sink; Main Floor Full Bath; Upper Level 1/2 Bath; 3/4 Primary; Private Primary Builder Information: Builders Association of the Twin Cities Construction Materials: Frame Construction Status: Completed New Construction Dining Room Description: Informal Dining Room; Kitchen/Dining Room Electric: 200+ Amp Service Exterior: Brick/Stone; Cement Board; Vinyl Family Room Characteristics: 2 or More; Family Room; Loft; Main Level Fencing: Partial; Privacy; Wood Fireplace Characteristics: Electric Foundation: Slab Fuel: Natural Gas Heating: Forced Air Internet Options: Fiber Optic Laundry: Electric Dryer Hookup; Laundry Room; Main Level; Sink; Washer Hookup Lot Description: Sod Included in Price; Tree Coverage - Heavy Property Subtype: Patio Home Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Architectural Shingle Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Special Search: All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry; Main Floor Primary; Primary Bdr Suite Stories: One and One Half Water: City Water/Connected

Contract Information

Contingency: None
Original List Price: 610155
ListPrice: 539990
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 10638
Street Name: Mississippi Dunes
Street Suffix: Trail
Street Direction Suffix: S
Postal City: Cottage Grove
County: Washington
State: MN
Zip Code: 55016
Complex/Dev/Subdivision: Mississippi Landing

Additional Parcels Information

Property ID #2: 3002721420011

Builder Information

Builder ID: HANS HAGEN HOMES AND M/I HOMES
Builder License Number: 701438
Builder Name: HANS HAGEN HOMES AND M/I HOMES
Builders Association of the Twin Cities: Yes

More Information

Building Information

Availability Dt for Closing: 2026-06-30
Finished SqFt Above Ground: 2494

Green Verification

Green Verification Type: Home Energy Rating System

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

Community Name: Mississippi Landing
DP Resource: Yes
Homestead: No

Model Information

Hours Model Open: 11 AM - 6 PM Thursday - Monday
Model Location: 10574 Mississippi Dunes Trail S
Model Phone: 712-212-4440

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 19'6" x 21'6"
Garage Square Feet: 472

Office/Member Info

Association: SPAAR

Location, Tax and Other Information

AssocFeeYN: Yes
Legal Description: Lot 10 Block 8 Mississippi Landing 1st Addn
Listing City: Cottage Grove
Map Page: 151
Municipality: Cottage Grove
School District: South Washington County
School District Phone: 651-425-6300
Property ID Number: NA
Tax Year: 2026
Tax Amount: 972
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Welcome to the Aspen floorplan by M/I Homes! This home is complete and ready to close. Patio villa style home with all living amenities on the main level, PLUS a bonus upstairs area with huge loft, half bath and storage area! As you enter the home, you have a den/flex space perfect for a home office or seating area. The home features a spacious owner's suite, with private bath with dual vanities, tiled shower and a large walk-in closet! There is a 2nd bedroom and bathroom toward the front of the home, nicely separated from the owner's suite. The kitchen, dining area, morning room and family room are open concept and make the space feel light, bright and airy! The kitchen has a large center island, quartz countertops, and stainless steel GE appliances - all included with the home. The sun-drenched morning room is the perfect place to sip your morning coffee with a view of your private, wooded backyard. The family room features an electric fireplace and LVP throughout most of the main level. Off the garage you'll find your mud room/laundry room, complete with a laundry sink. As you head upstairs, you will find a HUGE loft space - perfect as a movie room, exercise area, guest space, or craft room; The options are endless! A half bath and finished storage room complete the upper level. This home sits on a beautiful, private 0.24 acre lot that backs to woods/mature trees! Enjoy association maintained lawncare, snow removal and landscaping so you can spend less time maintaining and more time doing the things you love! Located in the secluded Mississippi Landing neighborhood, just steps from the Mississippi River! The area is full of large, mature trees, winding roads, water, wildlife, and plenty of peace and tranquility. The neighborhood is adjacent to the Mississippi Dunes Park Reserve, which offers a trail alongside the river with breathtaking views! As tucked away as this neighborhood feels, you're just a 10-minute drive to grocery stores, shopping, dining, and entertainment in Cottage Grove and Woodbury! Conventional/FHA/VA 4.875%/5.639% APR if closing by September 29th with seller's preferred lender. Call for further details.
Directions: Highway 10/61 east to Jamaica, south to 100th, south to 103rd to Grey Trail South in Cottage Grove;Proceed south 1 .2 miles.to Mississippi Dunes Trail South, turn left in to Mississippi Landing neighborhood.

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Appliances

Air-To-Air Exchanger: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Energy Star Appliances: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Assessments

Assessment Balance: 0
Tax With Assessments: 0

Association Fee Includes

Lawn Care: Yes
Professional Mgmt: Yes
Sanitation: Yes
Shared Amenities: Yes
Snow Removal: Yes
Other: Yes

Basement

None: Yes

Bath Description

Double Sink: Yes
Main Floor Full Bath: Yes
Upper Level 1/2 Bath: Yes
3/4 Primary: Yes
Private Primary: Yes

Construction Materials

Frame: Yes

Construction Status

Completed New Construction: Yes

Dining Room Description

Informal Dining Room: Yes
Kitchen/Dining Room: Yes

Electric

200+ Amp Service: Yes

Exterior

Brick/Stone: Yes
Cement Board: Yes
Vinyl: Yes

Family Room Characteristics

2 or More: Yes
Family Room: Yes
Loft: Yes
Main Level: Yes

Fencing

Partial: Yes
Privacy: Yes
Wood: Yes

Fireplace Characteristics

Electric: Yes

Foundation

Slab: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Internet Options

Fiber Optic: Yes

Laundry

Electric Dryer Hookup: Yes
Laundry Room: Yes
Main Level: Yes
Sink: Yes
Washer Hookup: Yes

Lot Description

Sod Included in Price: Yes
Tree Coverage - Heavy: Yes

Patio, Porch and Deck Features

Patio: Yes

Property Subtype

Patio Home: Yes

Restriction/Covenants

Architecture Committee: Yes
Other: Yes

Road Frontage

City Street: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Age 8 Years or Less: Yes
Architectural Shingle: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Sewer

City Sewer/Connected: Yes

Special Search

All Living Facilities on One Level: Yes
Main Floor Bedroom: Yes
Main Floor Laundry: Yes
Main Floor Primary: Yes
Primary Bdr Suite: Yes

Stories

One and One Half: Yes

Water

City Water/Connected: Yes

Room Information

Room Name	Dimensions	Level
Den	12.7 x 12.8	Main
Dining Room	11.6 x 14.6	Main
Family Room	12.9 x 14.8	Main
First (1st) Bedroom	12.9 x 14.8	Main
Foyer	9 x 9	Main
Kitchen	12 x 20	Main
Laundry	9 x 9	Main
Loft	19.8 x 17.6	Upper
Second (2nd) Bedroom	10.3 x 10.6	Main
Sun Room	11.1 x 12.6	Main

Listing Office: M/I Homes

Last Updated: August - 17 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.

10638 Mississippi Dunes Trail S, Cottage Grove, MN 55016 (MLS# 7023199)