1028 W Elm Street, Lake City, MN 55041 (MLS# 7129976)

1028 W Elm Street, Lake City, MN 55041

New Listing

$350,000

Virtual Tour

https://my.matterport.com/show/?m=634bGhdpJ14&mls=1

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,468 Lot Size (sq. ft.): 7,405 Status: Active

Current Price: $350,000 List Date: 8/19/2026 Last Modified: 8/20/2026

Overview

Description

Move-in ready and meticulously maintained, this 4 bedroom, 2 bath home has been thoughtfully updated inside and out. The main level offers three bedrooms, a full bath, laundry, and a beautiful kitchen refreshed with new countertops, backsplash, and updated flooring that ties it all together. You will appreciate the custom closet inserts to help keep your belongings organized. The lower level, finished in 2023, adds a spacious family room, 4th bedroom, full bath, bonus room, and a large storage area complete with a utility sink -- giving this home flexible space for guests, work, and play. Recent updates give buyers peace of mind for years to come, including all new windows (with transferable warranty), AC unit, washer & dryer, and lighting, just to name a few. Outside, the Trex deck offers a clean and inviting space to spend your days relaxing, and the backyard leaves plenty of room to garden and entertain. A 12x16 storage shed and newly landscaped perennial beds round out the exterio ... (Read more)

Listing Details MLS# 7129976

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Waterfront YN: No
Year Built: 1993
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: 2
Main Floor Total SqFt: 1234
Above Grd Total SqFt: 1234
Below Grd Total SqFt: 1234
Total SqFt: 2468
Total Finished Sqft: 2234.00
FireplaceYN: No
Style: (SF) Single Family
Foundation Size: 1234
Garage Stalls: 2
Lot Dimensions: 90x101x90x99
Acres: 0.17
Assessment Pending: No
Number of Fireplaces: 0
Bath Three Quarters: 0
Bath Half: 0
Bath Quarter: 0
Association Fee: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Deck; Kitchen Window; Washer/Dryer Hookup Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Assumable Loan: Not Assumable Basement: Concrete Block; Egress Windows; Full; Storage Space Bath Description: Main Floor Full Bath; Full Basement Construction Materials: Block; Frame Construction Status: Previously Owned Dining Room Description: Eat In Kitchen; Kitchen/Dining Room Electric: Circuit Breakers Exterior: Vinyl Family Room Characteristics: Family Room; Lower Level Fencing: None Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air Laundry: Laundry Room; Main Level Lock Box Type: Combo Lot Description: Tree Coverage - Light Parking Characteristics: Finished Garage; Heated Garage; Insulated Garage Road Frontage: City Street Road Responsibility: Public Maintained Road Roof: Asphalt Shingles Sellers Terms: Cash; Conventional; FHA; VA Sewer: City Sewer/Connected Special Search: 3 BR on One Level; All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry Stories: One Water: City Water/Connected

Contract Information

Contingency: None
Original List Price: 350000
ListPrice: 350000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 1028
Street Direction Prefix: W
Street Name: Elm
Street Suffix: Street
Postal City: Lake City
County: Wabasha
State: MN
Zip Code: 55041
Complex/Dev/Subdivision: Bluffview Add

Assessments

Tax With Assessments: 2930
Assessment Balance: 0

Building Information

Finished SqFt Above Ground: 1234
Finished SqFt Below Ground: 1000

More Information

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

DP Resource: Yes
Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Square Feet: 638
Finished Garage: Yes
Heated Garage: Yes
Insulated Garage: Yes

Public Survey Info

Range#: 12
Section#: 8
Township#: 111

Office/Member Info

Association: SEMR

Location, Tax and Other Information

AssocFeeYN: No
Legal Description: SECT-08 TWP-111 RANGE-012 BLUFFVIEW ADDITION LOT-015 BLOCK-003
Listing City: Lake City
Map Page: 999
Municipality: Lake City
School District: Lake City
School District Phone: 651-345-2198
Zip Plus 4: 2027
Property ID Number: R220167700
Tax Year: 2025
Tax Amount: 2930
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Move-in ready and meticulously maintained, this 4 bedroom, 2 bath home has been thoughtfully updated inside and out. The main level offers three bedrooms, a full bath, laundry, and a beautiful kitchen refreshed with new countertops, backsplash, and updated flooring that ties it all together. You will appreciate the custom closet inserts to help keep your belongings organized. The lower level, finished in 2023, adds a spacious family room, 4th bedroom, full bath, bonus room, and a large storage area complete with a utility sink -- giving this home flexible space for guests, work, and play. Recent updates give buyers peace of mind for years to come, including all new windows (with transferable warranty), AC unit, washer & dryer, and lighting, just to name a few. Outside, the Trex deck offers a clean and inviting space to spend your days relaxing, and the backyard leaves plenty of room to garden and entertain. A 12x16 storage shed and newly landscaped perennial beds round out the exterior. This home is ready for you to move in and enjoy!
Directions: From Lyon Ave, go west on Cross St, left on Elm St, property is on the left.

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Deck: Yes
Kitchen Window: Yes
Washer/Dryer Hookup: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Assumable Loan

Not Assumable: Yes

Basement

Concrete Block: Yes
Egress Windows: Yes
Full: Yes
Storage Space: Yes

Bath Description

Main Floor Full Bath: Yes
Full Basement: Yes

Construction Materials

Block: Yes
Frame: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Eat In Kitchen: Yes
Kitchen/Dining Room: Yes

Electric

Circuit Breakers: Yes

Exterior

Vinyl: Yes

Family Room Characteristics

Family Room: Yes
Lower Level: Yes

Fencing

None: Yes

Foundation

Concrete Block: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes

Insurance Fee

Insurance Fee: 0

Laundry

Laundry Room: Yes
Main Level: Yes

Lock Box Type

Combo: Yes

Lot Description

Tree Coverage - Light: Yes

Patio, Porch and Deck Features

Composite Decking: Yes
Deck: Yes

Road Frontage

City Street: Yes

Road Responsibility

Public Maintained Road: Yes

Roof

Asphalt Shingles: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Sewer

City Sewer/Connected: Yes

Special Search

3 BR on One Level: Yes
All Living Facilities on One Level: Yes
Main Floor Bedroom: Yes
Main Floor Laundry: Yes

Stories

One: Yes

Water

City Water/Connected: Yes

Room Information

Room Name	Dimensions	Level
Bonus Room	15x10	Basement
Dining Room	10x10	Main
Family Room	14x26	Basement
First (1st) Bedroom	13x10	Main
Fourth (4th) Bedroom	13x9	Basement
Kitchen	11x10	Main
Laundry	10x5	Main
Living Room	19x11	Main
Second (2nd) Bedroom	11x10	Main
Third (3rd) Bedroom	9x10	Main

Listing Office: Lakeshore Real Estate Krage &

Last Updated: August - 20 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2026 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.

1028 W Elm Street, Lake City, MN 55041 (MLS# 7129976)